Use these tools to build wealth, whether you’re just starting out in life or trying to grow the money you’ve earned.
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Most of us aren’t born rich. Those of us who didn’t inherit millions can still take steps to build wealth.
We have more options today than our parents ever did. For example, we can get price comparisons in a flash thanks to the Internet – and the money we save can go toward wealth-building.
If we want to diversify our portfolios, there are plenty of creative (and safe) ways to invest. That’s true even if we’re just starting out in life or nearing retirement.
Use the following tools to build your wealth at any age.
Chances are, you’re probably overpaying hundreds a year on car insurance. Cancel and get a better policy with help from a free tool called The Zebra.
The Zebra is one of the largest online marketplaces for insurance in the United States. Take a few minutes to answer some questions about yourself and your driving record, and The Zebra will compare the best options from more than 200 insurance providers, helping you find the best deals possible.
In just a few minutes, you could save up to $440 a year. In five years, you’ll have saved up to $2,200. Plus, it’s free to use, and no agents will call you.
Compare quotes for free. Enter your ZIP code here to get started.
Putting all your money in one place – stocks, bonds, crypto, whatever – is a recipe for losing wealth, not building it. Diversification is key to financial security. Here’s an easy way to start: Buy gold and/or other precious metals from Goldco.
Gold is an essential ingredient for modern electronics – a pretty secure industry. Silver is, too, and Goldco gives up to $10,000 worth of it to those who open qualified accounts.
Paper currency is highly regulated by law, and more can always be printed without any true backing. But ever since humans first figured out how to turn shiny rocks into valuable commodities, precious metals have represented worldwide value.
Adding them to your investment portfolio is a step toward wealth. Should you need to take some of it back out, Goldco’s “Highest Price Buy-Back Guarantee” means you’ll get top dollar for your holdings.
Goldco is the only precious metals company personally recommended by Fox News personality Sean Hannity. The company also earned an A+ rating from the Better Business Bureau and an AAA rating from the Business Consumers Alliance. Satisfied customers on Trustpilot, Google Reviews, Trustlink and ConsumerAffairs.com give Goldco 5-star ratings.
Protect and secure your wealth. Get your free investors kit today.
For many, the equity in our homes is a big part of our net worth. Sometimes that home doesn’t want to play nice, though: Heaters quit in the middle of winter, the garage door stalls halfway down, and a major appliance gives up the ghost. Suddenly we’re paying out money – a lot of money – to keep our homes livable.
Protect your investment (and your savings) with coverage from Select Home Warranty. No more looking for repair referrals when things go wrong; instead, just ask Select Home Warranty to send out a qualified local technician. And if they can’t fix it? Select Home Warranty will replace it. All that you pay is a service fee.
The best part? Right now Select Home Warranty is offering $150 off, free roof leak coverage, and two months of free service.
Face it: Your home’s systems and appliances will eventually break down. Don’t wait for an emergency. Get a free quote in 30 seconds.
As a nation, we’re hanging on to our cars a lot longer: The average U.S. vehicle is now 12.1 years old. Trouble is, most of the big-ticket auto repairs happen long after the warranty has expired.
Driving your car until the wheels fall off = no car payment, and more money to invest. Paying out thousands in car repairs every year = less money to invest. Fortunately, you can get great coverage for repairs with Endurance.
Endurance sells vehicle service contracts, which are similar to auto warranties. They’ll cover your ride up until it’s 20 years old. Think of it as up to eight more years without a car payment, which is pretty great given that the average new car loan is over $710 a month.
You can choose from among six different plans. All of them include 24/7 roadside assistance, a rental car allowance, and a free year’s worth of the Elite Benefits program (which has features key fob replacement, a collision discount, complete tire coverage and a $1,000 payment if your vehicle is declared a total loss.
Endurance has more than 350,000 ASE-certified repair facilities on speed-dial. Repairs are paid for upfront, which means the only thing you need to cover is the deductible.
Protect yourself from costly auto repairs. Get your fast, free quote today.
It’s tough to build wealth when you’re paying double-digit interest. Here’s a not-so-fun fact: Between 2018 and 2020, U.S. residents forked over about $120 billion annually in credit card interest and fees.
Want to start earning interest, rather than paying it? Freedom Financial Network can show you the way. Two common solutions are debt consolidation and debt relief.
With consolidation, Freedom Financial combines what you owe into a single, fixed-rate loan. If your situation calls for debt relief, Freedom Financial will negotiate with your creditors to reduce what you owe. No matter which option you choose, you’ll get a thorough financial assessment and a personalized plan. You’ll pay less interest overall and be able to get back on track financially.
Debt happens, but it can be defeated. Get your free, no-obligation consultation now.
Pensions are a lot less common these days, and nobody can really live comfortably on Social Security payments. In terms of retirement planning, you’re pretty much on your own.
Not sure where to get started, or whether you’re doing it right? SmartAsset’s free financial adviser matching tool can help. In just a few minutes you can be matched with a trio of local fiduciaries, or financial advisers who are legally required to put your best interests first.
Not making much money in your starter job? That doesn’t matter as much as you think, because compound interest is your friend. The fiduciary will help you create a workable budget that lets you contribute as much as you can (while still having a life!) and will point out the best investment options for long-term growth.
Getting a late start saving for retirement? All the more reason to get expert advice! A skilled financial planner can help you maximize your investment dollars. As they say, the best time to start saving for retirement was 10 years ago. The second-best time is today.
Find a money expert to help you achieve your retirement goals. Get matched in minutes.
We all need stuff. What we don’t need is to overspend on that stuff. Capital One Shopping can help us get the things we need (and want) without busting the budget.
This free browser tool exists to find rock-bottom prices from more than 30,000 retailers. Capital One Shopping doesn’t just compare the basic numbers, though. It also searches for online coupon codes and considers things like shipping costs and membership pricing when determining the top deals for you.
Did we mention the points? Every time you buy through Capital One Shopping, you earn points that can be traded in for gift cards. Talk about stretching a dollar!
Think of it: The less money you spend, the more is left to invest. Download Capital One Shopping now and start saving with every purchase.
Capital One Shopping compensates us when you click on this link to install their browser extension.
Real estate has long been a path to wealth. But you need to be wealthy to get started, right?
Wrong. For as little as $10, Fundrise can get you started on that path to potential riches. In the way that stockholders buy pieces of a company, Fundrise lets you buy into real estate properties.
On average, Fundrise investors earned a 25% increase within three years; if they held on for five years, that increase was more than 50%. In effect, you’re a landlord without having to do things like run background checks or serve eviction notices.
People are always going to need a place to live – and recent rent jumps make real estate investing much more profitable. Apartment prices went up almost 18% in 2021, according to data from Harvard’s Joint Center for Housing Studies.
Take two minutes, sign up with Fundrise, and watch your money grow.
In the movies, the international art world looks like a cabal of obscenely rich people dropping millions on works by famous artists. These days, however, you don’t need millions to invest. You just need to join Masterworks.
The company brings everyday people into the exciting world of art investing, right there with the filthy-rich folks like Oprah Winfrey and Bill Gates. For as little as $20, you can buy a “slice” of a blue-chip artwork by well-known artists such as Picasso, Monet and (for the kids) Banksy.
Masterworks holds these pieces for three to seven years. If you decide to get out sooner, it’s possible to sell your slices on a secondary market. But you might want to stay the course: Masterworks outperforms the S&P 500, returning 14% over the past 15 years.
Not that you’re limited to 14% returns, mind you. These works can balloon in value. For example, a painting by neo-Expressionist Jean-Michel Basquiat that sold for $20,900 in the 1980s went for $110,487,500 in 2017.
Invest in fine art like the ultra-wealthy. Skip the waitlist and join now.
What if we told you there’s a way to invest at least an extra $1,000 every year without having to work overtime to get the money?
There is: It’s called the Money Talks Newsletter, and it’s free. Our more than one million subscribers report saving an average of $991.20 annually, thanks to our news and advice.
The Money Talks Newsletter takes up maybe five minutes of your day. Our tips are designed to make you smarter and wealthier, not to bore you to tears.
Think what an extra $1,000 a year could do for the bottom line. Sign up for the free Money Talks Newsletter, and grow your wealth that much faster.
Disclosure: The information you read here is always objective. However, we sometimes receive compensation when you click links within our stories.
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