Town Council candidate Wayne Sealock gets nod from Warren County Republican Committee
Local woman dedicated to helping dogs in need works to bring a happy ending to Scrappy and Jakita’s story
Warren County EDA tackles multi-faceted August meeting Action Agenda
VDOT: Warren County Traffic alert for August 29 – September 2, 2022
Skeletal remains found in suspicious circumstance identified as Shannon Lee Fox
Part 2: McFadden seeks legally supported response from Town Hall on status of his verbal resignation – ‘It would simply be nice to have some kind of response’
Part 1: With no official action in receipt of his verbal resignation, McFadden seeks legal answers to status of that resignation
Supervisors torpedo Reliance Road cluster housing development, approve EMT training incentive pay, and tackle short-term rental and zoning issues
Town Planning Commission routine becoming similar to County’s: More short-term rentals
Town Council and Planning Commission updated on Comp Plan at joint meeting
Town Talk: A conversation with Lorne Fyfe, Rivermont Baptist Church – Fall Festival on September 10, 2022
Town Talk: A conversation with Sgts Terry Fritts and Roger Vorous, Warren County Sheriff’s Office, TRIAD
Town Talk: A conversation with Michal Ashby and Erin Rooney – Samuels Public Library
Town Talk: A conversation with Author Todd Dennick: It Will Come: Alaskan Adventures Pale in Comparison to Surviving Sepsis
Town Talk: A conversation with Dr. Chris Ballenger, Superintendent, Warren County Schools
Hometown Faces: Meet Scott Reid
Hometown Faces: Meet Suzanne Silek
Hometown Faces: Meet John Marlow
Hometown Faces: Meet Harry Bowen – soon to be 100
WATCH: Faces of Our Valley – Selah Theatre Project, Glory Bea!
Local Republican James Bergida enters race for Virginia Senate District 1
Meet the Candidates: Delores R. Oates, Virginia House of Delegates, District 31
Meet the Candidates: Merritt Hale, US Congress, 6th District
Lance Allen announces candidacy for Virginia’s First Senate District
Meet the Candidates: Robert Hupman announces for Virginia Senate seat in new District 1
SAR Color Guard presents colors at Veterans Tribute in Clarke County
SAR conducts successful Color Guard Workshop
This week’s showtimes at Royal Cinemas as of August 26th
Children activities by Samuels Public Library for the month of September
Warren Coalition offers free Trauma-Informed Certification
Skeletal remains found in suspicious circumstance identified as Shannon Lee Fox
Ressie Jeffries Elementary School placed in lockdown
Front Royal Police respond to brandishing incident at Royal Plaza
Local bank robbed at gunpoint, public’s assistance requested
Warren County Grand Jury of August 8, 2022 indictments
POLICE: 7 Day FRPD Arrest Report 8/22/2022
POLICE: 7 Day FRPD Arrest Report 8/15/2022
POLICE: 7 Day FRPD Arrest Report 8/8/2022
POLICE: 7 Day FRPD Arrest Report 8/1/2022
POLICE: 7 Day FRPD Arrest Report 7/18/2022
Legal Notice: Hydroelectric application has been filed with the Commission and is available for public inspection
EDA: Request for Qualifications for the provision of debt collection legal services
EDA: Invitation to bid; roof replacement
Special Commissioners Sale Saturday, October 5, 2019: Two adjoining tracts 42 & 41 acres
UPDATE: Paving continues on North Royal Avenue
Town Notice: Road closure – North Commerce Avenue, 6th Street to Royal Avenue; paving continues
Town Notice: Road closure – North Royal Avenue and 6th Street
Town Notice: Paving on North Royal starts July 18
Town Notice: Planning Commission vacancy
Warren County EDA tackles multi-faceted August meeting Action Agenda
EDA Board Chairman Jeff Browne reacts to July civil litigation results ordering total of over $13.35 million paid to the County Economic Development Authority
Jury awards WC EDA $11.9 million-plus in civil compensatory claims against ITFederal and Truc ‘Curt’ Tran
EDA civil liability defendant ‘Curt’ Tran on witness stand for over 4-1/2 hours as trial heads into final day
EDA vs. Tran/ITFederal civil liability and counterclaim trial heads into third day with defense poised to call final series of witnesses
EDA Board Chairman Jeff Browne reacts to July civil litigation results ordering total of over $13.35 million paid to the County Economic Development Authority
Jury awards WC EDA $11.9 million-plus in civil compensatory claims against ITFederal and Truc ‘Curt’ Tran
EDA civil liability defendant ‘Curt’ Tran on witness stand for over 4-1/2 hours as trial heads into final day
EDA vs. Tran/ITFederal civil liability and counterclaim trial heads into third day with defense poised to call final series of witnesses
First day of $11-million EDA vs. ‘Curt’ Tran civil liability trial concludes
Chamber welcomes Kells Belles to Front Royal
Chamber welcomes Garcia & Gavino to Front Royal
Local Senior Center reopens with new location and new name
Quality Title moves to a new home in Front Royal
Grand re-opening & ribbon cutting at Royal Cinemas
Warner & Kaine celebrate Inflation Reduction Act becoming law
Warner & Kaine announce more than $2.1 million in funding to address COVID-19 in rural Virginia communities
Kaine, Murkowski, Sinema, and Collins introduce legislation to codify Roe v. Wade
Sixth District Perspectives with Congressman Ben Cline – July 29, 2022
Kaine statement on Senate passage of bill to boost domestic chip manufacturing
Business continues to grow as Port processes heavy imports and sets volume record for July
Three years of Crisis Intervention Team Assessment Center
Rebecca Segal named CEO of Fauquier Health
Most approve of legalized sports wagering, but concerns over college games remain
Extraordinary Registered Nurse, Kari Schwind, recognized at Fauquier Health as DAISY Award Winner
Judge throws out obscenity case attempting to restrict sales of books in Virginia Beach
Virginia waters troubled by multiple harmful algal blooms
Four takeaways from Virginia’s post-pandemic standardized test results
Virginia won’t tax forgiven student loans, despite news reports
Governor Glenn Youngkin praises reduction in burdensome regulatory barriers
Playoff Game 2 : Front Royal Cardinals vs Woodstock River Bandits – July 27
Rescheduled: Front Royal Cardinals vs Strasburg Express – Monday, July 25
Front Royal Cardinals vs Purceville Cannons – Thursday, July 21
Front Royal Cardinals vs New Market Rebels – Sunday, July 24
CANCELED: Valley Baseball League: All Star Game at the “Bing” – Sunday, July 17th
WCHS vs Hedgesville – Varsity Football – September 2
WCHS vs Sherando – Girls Volleyball – August 29
WCHS JV Football: Warren County vs Clark County – August 24
WCHS vs Strasburg – Girls Volleyball – August 23
WCHS Football: Broadway HS Gobblers vs Warren County HS Wildcats
Skyline High School Graduation – Saturday, May 28, 2022
Skyline High School Class of 2021 Graduation Ceremony
Baccalaureate service for graduating seniors
Skyline vs Independence High School, February 12, 2021 at 6 PM in the third round of the Region 3B Basketball Tournament
Skyline vs James Monroe High School, February 9, 2021 at 6 PM in the second round of the Region 3B Basketball Tournament
Warren County Middle School vs Skyline Middle School – Girls Basketball, October 4, 2021
Warren County Middle School vs Frederick County Middle School – Girls Basketball, September 27, 2021
Warren County Middle School vs Daniel Morgan Middle School – Girls Basketball, September 23, 2021
Warren County Middle School vs Admiral Richard E. Byrd Middle School – Girls Basketball, September 20th, 2021
Warren County Middle School Academic Honors Ceremony – 8th Grade
Warren County Middle School vs Skyline Middle School – Girls Basketball, October 4, 2021
Skyline Middle School Academic Honors Ceremony – 8th Grade
Skyline Middle School Academic Honors Ceremony – 7th Grade
Skyline Middle School Academic Honors Ceremony – 6th Grade
Skyline Middle School vs Daniel Morgan, June 3rd – Girls Volleyball
Hilda J. Barbour Elementary School – 5th Grade Graduation Event
WATCH: E. Wilson Morrison Elementary School – 5th Grade Graduation Parade
WATCH: Ressie Jeffries Elementary School – 5th Grade Graduation Parade
WATCH: Leslie Fox Keyser Elementary School – 5th Grade Graduation Parade
The pros and cons of refinancing your mortgage
Buying a home within your means: what does it mean?
Virginia home prices still climbing, but cooling market brings moderation
Ask the expert: What are contingencies in a real estate deal?
Real Estate and Community News (July/August 2022) with Jen Avery, REALTOR
OPEN HOUSE: 159 High Point Court, Front Royal – This Saturday, April 2nd
House for sale: 159 High Point Court, Front Royal
House for sale: 104 Foam Flower, Lake Frederick
Property for sale: 425 N Royal Ave, Front Royal – Watch the tour!
House for sale: 361 Walnut Drive, Front Royal – Watch the tour!
Start your day with a smile
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Donations to aid Kentucky still accepted at Aders Insurance Agency
Rugged Terrain Crossfit takes home the trophy at the Waggin’ for Dragons 2022 race
Community groups and businesses donate almost 500 backpacks
2022 YES Conference | Finding Your Balance for our high school students
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Help replenish the blood supply after holiday weekend
Community Blood Drive to be held this Wednesday, March 3rd
Santa Claus is coming to Town, Warren County!
A “COVID Christmas” message from Santa
Warren Heritage Society announces the publication of their newest book, “Coming Together”
Send bracelets to quarantined residents of Commonwealth Assisted Living in Front Royal through WeAreSPACE.org
Warren’s Heritage: Native American History-Part 10
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Breakfast with Barry Lee – Dishing out ample servings of positivity, humor, and community spirit.
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Many homeowners refinance their mortgages to free up extra cash for large projects. However, before making this decision, you must understand the implications. Here’s a look at the advantages and disadvantages of mortgage refinancing.
The advantages
Mortgage refinancing allows you to borrow large sums of money at a lower interest rate than most personal loans and credit cards. This type of financing is beneficial for urgent and costly home repairs like fixing a leaky roof or unstable foundation. The money can also be used to buy a car or contribute to a retirement savings plan. Additionally, many people refinance their mortgages to help consolidate their debts and pay less interest.
The disadvantages
You must keep in mind that the money obtained through mortgage refinancing is debt that’s secured against your home. Therefore, if you run into major financial problems, you may find yourself without a home. While your lender might not mind if you borrow $50,000 against your home to pay for a trip around the world, you must ask yourself if it’s worth the risk. It’s also important to ask your creditor about extra costs associated with refinancing.
Talk to a local mortgage broker to make an informed decision.
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Ask the Expert: I built equity in my house. Now how do I get rid of the PMI?
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House-hunting is exciting. However, don’t allow your enthusiasm to make you lose sight of the realities of your financial situation. It’s not enough to qualify for a mortgage. You must also ensure you can make the payments over the next 15, 25, or 30 years. Here are a few things to consider to avoid running into trouble.
The one-third rule
Many financial professionals advise against spending more than one-third of your net income on your mortgage payments. You may be able to afford a larger payment, and your lender may agree to modify your agreement. Still, you should give yourself a buffer to ensure you have money on hand for an emergency.
Total debt
You must consider all your debt when determining much you can afford to pay towards your mortgage every month. This is a significant factor for financial institutions and helps them determine how much they’ll let you borrow. For example, if your mortgage, car, and credit card payments take up half your net monthly income, the bank may consider you a high risk and lend you less money.
Other costs
Always keep in mind that the cost of buying a house doesn’t stop at the mortgage. You must also factor in expenses like maintenance, repairs, and municipal taxes when making your calculations.
Get personalized advice from a financial or real estate professional to avoid costly mistakes.
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According to the July 2022 Virginia Home Sales Report released by Virginia REALTORS®, there were 11,346 homes sold in Virginia in July 2022. This is nearly 26% fewer than July 2021, the sharpest year-over-year drop in more than seven years. Overall, sales activity has been moderating from last year’s level in Virginia since last fall.
While total sales activity continues to slow down considerably, home prices in the market are still climbing. At $385,000, the July median sales price in Virginia rose nearly 7% from a year ago, a gain of $25,000.
While the price trajectory is still creeping upward, indicators suggest that the upward pressure is easing. “In most price segments, homes are still selling for more than the listing price, on average. However, that ratio has been inching down for several months,” says Virginia REALTORS® 2022 President Denise Ramey. “We aren’t seeing quite as many bidding wars as we did just a few months ago, and we expect price growth will moderate even more as the market activity continues to cool.” The average sold-to-ask price ratio across the state was 101.2%, down from 102.4% last month (June 2022), and down from 101.8% last July.
While Virginia’s statewide inventory of homes still remains low, in many local housing markets around the commonwealth, the supply of active listings is growing. About half of all counties and independent cities in the state had more active listings at the end of July compared to a year ago.
“The expanding supply is good news for buyers in the market,” says Virginia REALTORS® Chief Economist Ryan Price. “Buyers’ purchasing power has been impacted by elevated inflation and rising mortgage rates. The slowdown in sales activity we’ve seen in many areas of the state is resulting in a buildup of available homes.”
The Virginia Home Sales Report is published by Virginia REALTORS®. Click here to view the full July 2022 Virginia Home Sales Report.
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A contingent offer is a standard way that buyers agree to purchase a home if certain conditions are met. If the conditions are not met, then the buyer can back out of a sale.
For example, the home inspection is the most common contingency. Most buyers are not willing to spend money on inspections unless they can back out of the purchase or renegotiate it at the end of the process.
A home inspection can reveal all sorts of problems, from mold to bad floor joists. It is one contingency that is nearly always made on a sale.
A mortgage contingency is also common. This protects the buyer and the seller from a situation where the buyer can’t get a loan to cover the sale price. The buyer has a certain amount of time to get a loan. He may think he has the mortgage lined up, but things happen. If he can’t get a lender to agree to the loan, then the buyer can back out of the agreement. This wastes everyone’s time, and there is also an appraisal contingency.
The appraisal contingency is good for the buyer because it helps ensure the property is worth what he is paying for it. In this case, a lender hires a third party to put a value on the property. If the value is less than the buyer is paying, then the buyer can cancel the deal.
You might hear of non-contingency deals in hot real estate markets.
These can be very risky for buyers and sellers.
You might hear of them in a case where the price is low, and the buyers have cash. In this situation, the buyers sign the contract without an inspection. It is somewhat risky for the seller because the buyers could sue if something dramatically wrong with the property. On the other hand, it is terribly risky for the buyer because they don’t know the property’s pitfalls.
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House of Hope
Humane Society of Warren County
Chamber of Commerce
Warren County Market Report for July 2022 with Jen Avery, REALTOR
Watch this video for a quick summary of Warren County real estate for July 2022. There has been a jump in listings.
In general summary:
*If you would like a copy of this report emailed to you, please send request to jenaveryrealtor@gmail.com.
Resource: July 2022 Market Stats by ShowingTime
Bright MLS: Statistics calculated August 2022
Jennifer Avery, REALTOR® “Your Happy Home Expert!”
BPOR, SRS, CNE, E-Pro Certified | Licensed in VA
jenaveryrealtor@gmail.com | 540-683-0790 | www.jenaveryrealtor.com
CRUM REALTY, INC| 318 S Loudoun St, Winchester VA 22601 | 540-662-0400
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Insuring your home gives you peace of mind and may be required by your mortgage lender. However, sometimes insurance companies are reluctant to cover your property. Here are five of the most common reasons.
1. Claims history. Your personal claims history has a major impact on your home’s insurability. For instance, the more claims you’ve made in any of your homes, the less likely an insurance company will want to take on the risk of insuring you.
2. Criminal record. Did you know that having a criminal record can jeopardize your eligibility for home insurance? This is especially true if the crime is relatively recent and involves property damage.
3. Poor home condition. The condition of your home can impact its insurability. For example, insurers don’t like to take a risk on homes that have foundation issues, bad plumbing, old electrical systems, or inadequate insulation. You may also be denied home insurance if your property is in an area with a lot of crime.
4. Old home. Older homes are often more difficult to insure. This is especially true if the house is over 25 years old and hasn’t been updated.
5. Vacant home. Homes that sit vacant for an extended period are at a greater risk for theft, vandalism, and water infiltration. Therefore, some insurance companies don’t offer coverage for these properties.
If you’re having trouble insuring your property, contact an insurance broker. They can analyze your situation and recommend solutions.
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According to the June 2022 Virginia Home Sales Report released by Virginia REALTORS®, there were 13,324 homes sold in Virginia in June 2022. This is 3,208 fewer sales than last June, a slowdown of more than 19%. This is the sharpest drop in Virginia’s housing market since the beginning of the pandemic.
Sales activity edged up slightly between May and June, up slightly over 2%, which is much lower than a typical May-to-June jump in sales. “The slowdown we’re seeing in sales is due to more buyers pressing ‘pause’ on their home search,” says Virginia REALTORS® 2022 President Denise Ramey. “The lack of inventory paired with the rise in interest rates have created a more challenging environment for home buyers.”
Even as the market slows, many localities across the commonwealth are still experiencing an increase in home prices. Statewide, the median sales price in Virginia in June was $397,315, nearly a 7% price gain over the same time last year.
“Buyers have limited options to choose from right now, and the low inventory levels are putting upward pressure on prices,” says Virginia REALTORS® Chief Economist Ryan Price. “There are still more buyers in the market than there are active listings. This supply shortage will likely keep prices rising, but as the market continues to cool, we expect price growth will ease in the coming months.”
The Virginia Home Sales Report is published by Virginia REALTORS®. Click here to view the full June 2022 Virginia Home Sales Report.
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